What You Need to Know when Buying a Property

Posted:22nd February 2017

Buying a property can be one of the most stressful but equally one of the most exciting things you can do in your lifetime! To ensure everything runs as smoothly as possible, have a think about the following:


Yes – I know it’s boring, but without the adequate finance/mortgage in place, you won’t be able to make that dream move. Speaking with an independent financial or mortgage advisor prior to making an offer will put you in a good position to move forward quickly.


Once your offer has been accepted you can choose your solicitor.  Solicitors fees vary and the type of service can also vary. It’s  worth making a few phone calls to inquire about fees and to see if you feel comfortable with the solicitor who would be handling your case.  Don’t be shy about asking questions. This will probably be one of the most expensive purchases you will ever make and usually,  the solicitor will happily give advice before you decide to commit.

Purchase Procedure

This procedure can vary slightly from matter to matter but usually, it is as follows:

  1. Instruct solicitor
  2. Contract pack is sent to the seller’s solicitor. Enquiries are raised by the solicitor and searches are submitted
  3. Enquiries replied to by sellers solicitor
  4. Mortgage offer received
  5. Search results received
  6. Report to client
  7. Funds requested from client for deposit
  8. Exchange

Your solicitor should guide you through each stage and he or she will need to make every step clear so that you know what to anticipate. If you have a query, ask your solicitor. They will be happy to assist as it is important for them to know you are happy with the property.

There is no such thing as a ‘straight forward purchase’ and everyone is different,  no matter what people may say. It should take anywhere between 4-8 weeks for the purchase of a property depending on various matters but your solicitor will be able to advise you throughout the transaction.


This is key and good communication between you and your solicitor will ensure that your move goes smoothly. Emailing with occasional phone calls is how most solicitors prefer to communicate but if you have a preference, tell them.  Make sure that you keep the agent informed as well, as they will be able to contact the seller directly to ensure that they are kept informed.

I hope this has been helpful. For me, communication is key and I pride myself in always keeping clients ‘in the loop’. Please do give me a call or drop me a line if you have any questions. I’m always happy to help.